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About Us


Low-Cost Insurance from People Who Care

At Costlo Insurance, we understand the importance of family. After all, our agency has been family-owned since its inception in 1965.  During our 45-year history, we’ve protected our own families with the same low-cost insurance that we want to help you protect your family with.

Finding the Best Policy for Your Family’s Unique Needs

We understand that a policy’s benefits must provide adequate protection, or the premium (even a low-cost premium) is not worth the check it’s written on. That is why we work with families and businesses located throughout California to design life, health, home, auto, commercial and business insurance policies that include comprehensive benefits and affordable premiums. We make sure you understand all your insurance options so that you can get the insurance you need before the unthinkable occurs.

Exceeding Customer Expectations and Needs

Costlo Insurance has spent 45 years determined to provide the highest levels of customer service and we are always looking for ways to improve the business and services that we offer to our clients.  In 2008 we formed a business partnership with Crusberg Decker Insurance Services which allowed us to better service our clients by giving them access to a wider range of insurance companies, rates and insurers accepting hard-to-place risks, giving us even more comprehensive control over your policy design.

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